ASSUMABLE USDA LOAN AT 3.125%! Why pay today's high interest rates Qualified buyers can assume the existing $189,000 USDA mortgage at an incredible 3.125% interest rate, possibly saving over $400 a month compared to today's market rates! Buyer just needs to cover the remaining equity gap with cash or secondary financing. Keep your monthly payments exceptionally low while owning a beautiful piece of Cape May County! The property offers a 1,620 sq ft, 3-bedroom, 2-bathroom ranch layout near the Delaware Bay. It features an open-concept living space with a gas fireplace, a well-equipped kitchen with granite countertops, and a private primary suite. Exterior highlights include ample off-street parking for RVs and boats, close proximity to local coastal attractions, and flexible utility as a year-round home or investment.